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Similar to product data, Confirmation of Payee requests are non-consented. This means you don’t need to go through a consent flow, making the process of making a Confirmation of Payee request this data much simpler.

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Step 1 - Get a client-credentials scoped Access Token

To create a client credentials token send a POST request to the following endpoint, with the scope confirmation-of-payee: /token/client-credentials /token/client-credentials 
{
  "access_token": "a444a69e-1e97-4fc6-844f-e3ecfd71700e",
  "token_type": "Bearer",
  "expires_in": 600,
  "scope": "products"
}

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Step 2 - Get a client-credentials scoped Access Token

Now that you have the required access token you can make the confirmation of payee request by making a POST request to the following endpoint: /open-finance/confirmation-of-payee/v1.2/confirmation authorize_endpoint enter_access_token including the account holder’s name and IBAN in the request body to you are verifying. Behind the scenes, this request triggers Confirm the account details are correct based on the parameters supplied (POST /open-finance/confirmation-of-payee/v1.2/confirmation) to the Al Tareq Sandbox Model Bank verify the account against the account holder’s details.

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Confirmation of Payee Response

If you have successfully made the CoP request, you will receive a 200 response with a JWT, for example: 
eyJhbGciOiJQUzI1NiIsImtpZCI6IkxTUXhZc0thR2RzMk9lZS1pR01jYmVLd3c0SXplNXo4bG10YWhJMDRHLTQifQ.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.qsvydp8lXa-rVuw4ZQd_YyHyXgHAXqi85EDuFQ3A1Yf3sDtGUJl4v_xK9xXODtK3MrOOwnpc_4FXbo3BQ2xZN95GuhCO4zI048qkijuvYBLasjfcBhbwipJJ3gPIzKv8sWgHM66bQLaJDgftf5XoL6EgNP_FXMoOmYaswTmn0FggXdsRzY5IPOBS3kMZbXvlIxHs9azJu-I88KZLY1sSOVtoPT7OTbt81TTft5VfhfpeXdBTgJJaWaAItQg7HGw8R7TnbnBiOvJv1Ge4O25_W8s7LIFaByr6t35vW7Ujhkg0X0ZttG9hHhjBHWMwlVw8Fx4bW1JNNBb3TUM9F3XizA
and the decoded payload: 
  {
    "message": {
      "Data": {
        "NameMatchIndicator": "ConfirmationOfPayee.Yes",
        "MaskedName": "Nou** Al Mazr****"
      },
      "Meta": {},
      "Links": {
        "Self": "https://rs1.altareq1.sandbox.apihub.openfinance.ae/open-finance/confirmation-of-payee/v1.2/confirmation"
      }
    },
    "iss": "https://auth1.altareq1.sandbox.apihub.openfinance.ae",
   ....
  }