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Welcome Hackathon Participants!

Everything you need to build winning Open Finance applications for the ADCB & Nebras UAE hackathon.

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👋 Welcome, Hackathon Innovators!

Welcome to the ADCB & Nebras UAE Open Finance Hackathon!
This documentation is designed to help your team get up and running fast — from your first API call to your final demo. Here, you’ll find everything you need to:
  • Understand the Open Finance Sandbox and available APIs
  • Learn how to use the Starter Kit (UI & API) and Postman Collections
  • Explore examples, guides, and reference endpoints
  • Access datasets, AI tools, and developer resources
Whether you’re building your first prototype or refining your winning pitch, these docs are your technical home base for the hackathon.

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⚡ Quick Links

Getting Started with Starter Kit

A full-stack starter kit for building applications with Open Finance APIs

Getting Started with Postman

A postman collection walking your through the Open Finance APIs

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📘 API Specs

Bank Data Sharing

Secure, consent driven access customer banking data. It allows retrieval of account details, balances, transactions, beneficiaries, direct debits, standing orders, scheduled payments, and product information, as well as information about account holders and related parties.

Payment Initation

Secure, consent driven initiation and management of customer payments. They support creating and managing payment consents, initiating single payments, retrieving payment status, and handling refunds.

Products and Leads

Secure unified access to structured available banking product data. Provides up-to-date information on features, rates, eligibility, and terms, while enabling the creation of leads so users can seamlessly apply for selected products.

Confirmation of Payee

Secure verification of payee account details. It supports the confirmation of account holder names against provided identifiers, such as IBANs, to ensure accurate payment processing.

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🧭 Hackathon Overview

The UAE Open Finance Hackathon is all about turning intelligent automation + Open Finance into real-world solutions that empower consumers and businesses.
Participants will explore APIs for banking, payments, and insurance to create seamless digital financial experiences.

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🏆 Challenge Tracks

Choose one of the four official Hackathon Challenge Tracks and let your creativity flow.

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💡 Retail & Wealth Journeys

How might intelligent automation transform personal finance when connected to Open Finance APIs? Focus areas:
  • Personalized financial insights and recommendations
  • Voice-activated banking and investment guidance
  • Real-time spending analysis and budgeting
  • Sustainable investment portfolio optimization

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💼 SME & Corporate Empowerment

How can intelligent automation + Open Finance help businesses run smoother? Focus areas:
  • Automated cash-flow forecasting and management
  • Intelligent invoice processing and payments
  • Embedded lending solutions for growth
  • Automated tax compliance and reporting

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🛡️ Risk, Trust & Compliance

How do we make finance safer and smarter at scale? Focus areas:
  • Advanced fraud detection and prevention
  • Real-time risk assessment and monitoring
  • Automated compliance reporting and auditing
  • Predictive analytics for business growth

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⚙️ Smart Automation & Integration

What if intelligent systems could act on behalf of users — with consent and control? Focus areas:
  • Autonomous financial decision-making with user consent
  • Cross-platform data integration and insights
  • Intelligent automation of routine financial tasks
  • Multi-system orchestration for complex workflows